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Fequently Asked Questions

How Does Insurance Work Here?

In the USA, medical expenses are very costly and without medical insurance, you can owe exorbitant amounts for healthcare.The SUNY International Health Insurance Plan will help pay for medical bills that you will incur when you go to the doctor, hospital, or pick up prescription medication.

How Do I Enroll?

This insurance policy is mandatory and is included in your SUNY tuition fees for your protection.Coverage is also available for your spouse and for your child(ren).

What Does the Plan Cover?

• Preventative Care
• Primary Care Office Visits
• Urgent Care Visits
• Emergency Care
• Inpatient/Outpatient Hospital Care
• Mental Health Services
• Required Immunizations
• Prescription Drugs
• Labs and Imaging
• Ambulance
• Maternity and Nursery Care for a Covered Pregnancy
• Tel-A-Doc (refer to brochure)
• Medical, Political, Natural Disaster Evacuation and Repatriation

What Are My Out of Pocket Expense?

• Deductible – The amount you must pay annually before the insurance kicks in. The deductible for this policy is $200 for in-network care when you are seen outside of the student health center.
• Coinsurance – The cost you are required to pay each provider. The coinsurance amount for this policy is 0% for in-network care.
• Co-Pay – A fixed amount you pay directly to the provider at the time of service. This amount varies depending on the type of covered service.
• In-Network – Group of providers you must go to for the most cost-effective pricing.

 Please see video here for explanation of common insurance terminology

What Will My Card Look Like?

How Do I Get Started?

You will receive an email from notifications@uhcsr.com  that an ID card is available for you.

To view, download or request a hard copy ID Card, please visit here (https://myaccount.uhcsr.com/)